Privacy Statement

2. We obtain nonpublic personal information about you from:

• Information we receive from you on applications or other forms; and
• Information about your transactions with us, our affiliates, or others.

3. We may disclose while you are a consumer, customer, or former customer, any information we collect about you to companies that perform marketing services or other functions on our behalf or to other financial institutions with whom we have joint marketing agreements.

5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

6. E-mail - Messages that you send to us by e-mail may not be secure. If you choose to send any confidential information to us via e-mail, you accept the risk that this information may be intercepted by a third party.

7. WindsorONE Web site - When visiting the WindsorONE web site and affiliated web sites, we may collect and store information about your visit on an anonymous, aggregate basis. This information may include the time and length of a session, the pages viewed within the sites, and referring sites. Our web sites may make use of "cookie" technology to measure site activity and to customize information through your user session. A cookie is an element of data that is stored on the computer you use to access a web site. We may also record the name of your internet service provider. This information may be used to measure site activity for future development, marketing and improvement of the web site(s). We may ask you to provide information about you, such as name, address, e-mail, and phone number. If you choose to share this personal information with us, we may store it and use it for marketing research and other marketing purposes, which may include sharing it with other companies affiliated with WindsorONE. We will not sell your information to any other company. You should be aware that when you voluntarily disclose personal information in public areas of our web site, this information might be seen and used by others. We urge you to exercise good judgment when sharing personal information throughout our web sites.

8. Our policies may change - This is our current privacy and security policy, but we reserve the right to change our policy at any time. You should check this privacy policy periodically.

9. Please contact us with any questions or comments. We want you to enjoy your use of www.windsorone.com. If you have any questions, or believe that a violation of this policy may have occurred, please let us know. Contact J. Hart at jhart@windsormill.com or write to us at:

Windsor Mill
8711 Bell Road
PO Box 39
Windsor, CA - 95492